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Which Roofing Companies Offer Financing?

Learn More About Your Options for Financing a Roofing Project

Even in the best of times, setting money aside for a roof repair or (especially) a roof replacement can be difficult. Of course, with the ongoing economic complications due to the COVID-19 pandemic, saving money has become even trickier, and the price of roofing projects has been increasing as a result of supply chain shortages. So for those looking to pay for a roof repair or replacement, we’re often asked: Do roofing companies offer financing?

Well, the short answer is yes, many roofing companies do offer financing options to pay for roofing projects! But is this your only option to pay for a roofing project? And when might you want to consider financing? At Dolan Roofing, we understand that paying for any home improvement project can be stressful and difficult. Here’s what you should know about financing and your roof.

Do roofing companies offer financing options?

As mentioned above, many roofing companies do offer financing options, including us here at Dolan Roofing & Construction.* The reason why many roofers partner with financing companies is pretty simple: roofing projects are often, well, expensive, and the best roofing companies understand that. We feel that it’s part of our responsibility as roofers to help our customers as much as possible by providing different options to help ease the burden of paying for a major repair or roof replacement.

What are the benefits of financing for a roofing project?

So why finance? Well, different financial partners vary in the options they provide, and of course every customer varies in terms of the type of financing and rates they qualify for. But financing can provide unique flexibility and payment options that may not be available through another source.

At Dolan Roofing, we offer roof financing through our partner Sunlight Financial. Some of the benefits they offer include: 

  • Pre-qualification doesn’t affect your credit
  • Payments that fit your budget
  • Financing available from $1,000 to $100,000
  • Finance your roof without using home equity
  • No prepayment penalties

What other payment options are there?

Financing through your roofing company is one of several options available to pay for a roofing project. The right options for you all depends on your individual situation. Here are a couple more of the most common ways to pay for a roof repair or replacement.

Homeowners insurance

Roof damage is often covered by homeowners insurance. For example, damage caused by storms, fires, or other accidental events (sometimes called “acts of God”) is frequently covered by insurance. This is not true of all types of roof damage, however. For instance, damage, deterioration, or failure as a result of age or neglect is typically not covered.

Home equity loans

Home equity loans allow homeowners to borrow money against the equity they’ve built up through mortgage payments over time. These types of loans are frequently used to pay for home renovations or improvements, including remodels, additions, and yes, roof repairs and replacements. Those looking to go this route will typically need strong credit and, of course, sufficient equity built up in their home.

Plan ahead for your next roofing project!

Whether you need a repair or a roof replacement, it’s important to start the process promptly. This is especially true in 2022, as the rising cost of roofing materials has already begun pushing the cost of roofing projects higher.

If you’re looking to repair or replace your roof by spring or summer, now is the time to book an inspection! The Dolan Roofing team is standing by to provide a thorough assessment of the status of your roof. We’ll work with you to determine the best options to care for your roof, and our financing options are there to give customers greater flexibility in paying for projects. Contact us today to get started!

*Subject to credit approval. Ask for details.

Join the growing list of happy Dolan Roofing Customers.